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Get a Personalized Quote from one of Florida's Best Reverse Mortgage Specialists!
Get a Personalized Quote from one of Florida's Best Reverse Mortgage Specialists!
TESTIMONIALS
What Our Clients Say About Us
"We were ready to exit the whole deal and Wayne Slater showed us another option that saved our Reverse Mortgage and we could not be happier. Wayne reminds me of myself when I was a Landscape Contractor for over 50 years because Wayne goes that extra mile and treats his clients like family. If you are looking for a Reverse Mortgage look no further than Wayne Slater at Premier Lending Group, we highly recommend Him and his company to you."
- Michael S
"This is my second time dealing with Premier Lending Group. I always make sure that the associate helping me is Wayne Slater. This time he was able to get me a huge amount of cash so I was able to completely remodel my swimming pool and still have a lot of money left over. Good companies and associates like Wayne Slater are very hard to find. Keep up the great work helping your clients."
- Michael C
"Wayne Slater was besides been very attentive, knowledgeable of the reverse mortgage process he was very patience in assisting my parents with this process. His response was instant compared with another companies that we tried to contact. I highly recommend Wayne to assist you if you ever need this service. Very transparent in the fees and the entire process."
- Arturo D
"My experience with Wayne Slater was exceptional. He is professional, keeps you well informed and goes out of his way for you. The loan process was the easiest one I've ever experienced. I will use Wayne for all of my future loans."
- Judy S
"Wayne was so wonderful. Very informative, patient and very knowledgeable. It was a pleasure doing business with him."
- Mary ann H
TESTIMONIALS
What Our Clients Say About Us
''We have done 3 transactions with Brandon and his team and all were handled very professionally and in a timely manner. They were very responsive to my inquires and kept me posted through out the entire process. I would strongly recommenf Brandon and Cherry Creek for all of your mortgage needs."
- Rose Adams
"I have referred a lot of people to Brandon Hansen. He know what he is doing and cares about what is best for you. He gets the job done and is very effecient at what he is doing."
- Robert Andresen
"We had a very satisfying experience with Brandon and his team at Cherry Creek and highly recommend this mortgage company. They were courteous, helpful and timely throughout the procedure to complete the loan process. We are happy to highly recommend Brandon and Cherry Creek to family, friends and acquaintances."
- Margaret Lopez
WHAT IS A REVERSE MORTGAGE?
How The Reverse Mortgage Works
A reverse mortgage is a loan secured by your home. It must be your primary residence (that means that you, as the borrower, must live in the home for as long as you have the loan).
This type of loan allows borrowers to access a portion of their tax-free equity without making monthly mortgage payments. No payment is required until the last surviving homeowner moves, dies, or sells the home.
The borrower maintains the home’s title and is responsible for property taxes and homeowner’s insurance payments. The amount borrowers receive is determined by the HUD calculations based on the age of the borrowers (most specifically, the age of the youngest borrowing or non-borrowing spouse), the value of the home or the HUD lending limit, whichever is less and the interest rates in effect at the time.
Borrowers never have to make a monthly payment on reverse mortgage loans. There is never a prepayment penalty, so they can make any payment they wish, including repaying the loan at any time.
WHAT IS A REVERSE MORTGAGE?
How The Reverse Mortgage Works
A reverse mortgage is a loan secured by your home. It must be your primary residence (that means that you, as the borrower, must live in the home for as long as you have the loan).
This type of loan allows borrowers to access a portion of their tax-free equity without making monthly mortgage payments. No payment is required until the last surviving homeowner moves, dies, or sells the home.
The borrower maintains the home’s title and is responsible for property taxes and homeowner’s insurance payments. The amount borrowers receive is determined by the HUD calculations based on the age of the borrowers (most specifically, the age of the youngest borrowing or
non-borrowing spouse), the value of the home or the HUD lending limit, whichever is less and the interest rates in effect at the time.
Borrowers never have to make a monthly payment on reverse mortgage loans. There is never a prepayment penalty, so they can make any payment they wish, including repaying the loan at any time.
About Me
Wayne Slater
Reverse Mortgage Expert
I'm Wayne Slater. I've been in the mortgage business since 1999, with my career taking a transformative turn in 2008. The market crash revealed the hidden potential of reverse mortgages, and despite initial skepticism, I found it to be a valuable tool for senior citizens seeking financial stability.
My specialization in reverse mortgages has allowed me to secure hundreds of successful deals, aiding retirees in harnessing the financial power of their homes. As a trusted guide in this niche sector, my focus is on empowering seniors towards financial freedom and a comfortable retirement.
23
YEARS OF EXPERIENCE IN MORTGAGE LOANS
15
YEARS WORKING AS A REVERSE MORTGAGE EXPERT
800+
CUSTOMERS HELPED IN THE
SOUTH CALIFORNIA AREA
About Me
Wilson Enriquez
BRANCH MANAGER
Brandon Hansen is a Senior Adviser and a Managing Broker with Cherry Creek Mortgage. He has offices in St. George, UT, as well as the largest active adult community in the state of Utah, SunRiver St.George. His focus is primarily on his senior client’s with specific loans that deal with Seniors 62 and better.
Brandon is a licensed Investment Adviser Representative as well and holds all lines of insurance with the State of Utah. Cherry Creek Mortgage is currently one of the top forty mortgage lenders in the country as far as volume and Brandon is the largest lender in the State of Utah when it comes to Senior HECM FHA Insured loans.
Wilson has been in the mortgage industry for over 19 years and is known by his clients and colleagues as a compassionate Loan Officer who is straightforward and honest. He takes great pride in helping his clients achieve their homeownership goals. “To buy your first home is an exciting experience and we want to make it a memorable one!”
19
YEARS OF EXPERIENCE IN MORTGAGE LOANS
3000+
5 STAR REVIEWS
3000+
CUSTOMERS HELPED IN THE
EAST FLORIDA AREA
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NMLS# 839305 and California DRE # 01271540; Premier Lending Group, 1740 W. Katella Ave #C, Orange, CA 92867. Wayne Slater NMLS #224820 DRE #01300661 The information enclosed is provided by Premier Lending Group and is intended only for the use of the addressee. Any unauthorized use, disclosure, dissemination or copying of the contents of the information is strictly prohibited. If you are not the intended addressee please notify Premier Lending Group immediately.
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Ideal Lending LLC, NMLS 2471779 is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.
© Ideal Lending LLC Office: 5589 Okeechobee Blvd Suite 101, West Palm Beach, FL 33417
Copyright © 2024 Cherry Creek Mortgage. All rights reserved.
We use cookies to help improve, promote and protect our services.
By continuing to use this site, you agree to our privacy policy and terms of use.
This site is not a part of Facebook website or Facebook, Inc.
This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.
LICENSED TO ORIGINATE: AZ, CA, FL, ID, NV, TX, UT, WA
BRANDON HANSEN, NMLS #283559
CHERRY CREEK MORTGAGE, LLC NMLS #3001